What is a public adjuster?

A public adjuster is a licensed insurance professional who represents homeowners, not the insurance company, during the claims process. We document damage, file claims, and negotiate on your behalf to help you recover the maximum settlement allowed under your policy.

How does "no recovery, no fee" work?

You pay absolutely nothing upfront. Our fee is a percentage of the settlement we recover for you. If we do not recover anything, you owe us nothing. That means our interests stay fully aligned with yours: we only win when you win.

Can I hire a public adjuster after I’ve already filed a claim?

Yes. Many homeowners come to us after their claim was underpaid or denied. We can reopen your claim, bring in additional documentation and evidence, and renegotiate with your insurer for a fair settlement.

What types of damage do you handle?

We handle all types of residential property damage claims in Florida: hurricane and wind damage, water damage and pipe bursts, fire and smoke damage, roof claims, mold damage, and more. If your property is damaged and you have an insurance policy, we can help.

How long does the claims process take?

Every claim is different, but most claims settle within 30–90 days once we have filed all documentation. Complex or disputed claims may take longer, but we keep you informed at every step and push for the fastest possible resolution.

My pipes are cast iron or polybutylene — will my claim be covered?

Older cast-iron and polybutylene plumbing, common in South Florida homes built before the 1980s, fails from the inside out — corroding or cracking long before a leak becomes visible. Insurers sometimes try to treat these failures as maintenance issues instead of a sudden, covered loss. We document the pipe material, the failure point, and the resulting damage to build the strongest possible case for coverage.

Florida public adjusters · Hablamos español

Property damaged?
We handle the
insurance claim.

We document the damage and negotiate with your insurer. You have an advocate at every step.

No recovery, no fee.Call (305) 733-1670

Eddy D Gomez · Your public adjuster

Florida license W549958 · Serving all of Florida

5.0 Google rating · 63 reviews

Selected claim results

A stronger case. A better outcome.

See how the initial offers compare with the amounts recovered in these client cases.

A client’s experience · Roof claim

From an overwhelming claim to a clear next step.

“He was proactive, thorough, and always on my side.”

Charlie Ramos

View Charlie on Google

The damage
Charlie described roof damage after the June 2024 rainstorms and feeling overwhelmed by the claim.
The support
Eddy explained the process, gathered documentation and photos, met with the insurance adjuster, and kept Charlie updated.
The outcome
In his review, Charlie said the settlement covered the roof damage and described the experience as a smooth, successful result.

Commercial Loss

Initial offer: $22,100
Recovered: $156,800

Hurricane Claim

Initial offer: $18,400
Recovered: $147,000

Roof Claim

Initial offer: $12,600
Recovered: $89,400

Denied Claim

Initial offer: $0
Recovered: $67,200

Explore client reviews and case results →

Results depend on each policy, coverage, and the facts of the claim. These individual outcomes do not guarantee future results.

Our services

Help for every kind of property damage.

Explore the types of claims we handle for Florida property owners.

Collapsed metal panels and damaged fencing at a residential property

Storm & Hurricane

Wind damage, missing shingles, structural compromise. We thoroughly document what insurers overlook.

See a hurricane recovery

Water Damage

Pipe bursts, flooding, hidden moisture intrusion. Professional assessments that reveal the full scope.

Read a water damage walkthrough

Exterior fire damage with charred framing and debris

Fire & Smoke

Structural fire damage, smoke residue, and content loss. We fight for full replacement value, not depreciated guesses.

What counts as smoke damage?

Shingle roof with missing shingles and exposed underlayment

Roof Claims

Age-related wear vs. storm impact: we bring the engineering reports to prove your damage is covered.

How we prove a roof claim

Insurance appraisal paperwork and documentation

Appraisal Services

When you and your insurance company cannot agree on the amount of a covered loss, the appraisal process puts valuation in independent hands.

When to invoke appraisal

Mold Damage

Hidden moisture often leads to mold that insurers try to exclude. We tie the mold back to a covered water event so it isn't denied as maintenance.

Get a mold claim review

Insurance denial letter and paperwork on a desk

Denied Claims

A denial isn't the end. We pull apart the carrier's reasoning, re-document the loss, and re-present the claim with the evidence the first submission lacked.

Challenge a denial

Commercial Property

Business interruption, complex valuations, and carrier forensic teams. We document the physical damage and the financial loss together — end to end.

Review a commercial loss

View All Services

From the field

Real damage. A closer look.

Photos from Claim Remedy’s project files. From the roof to the surrounding property, every detail helps tell the story.

Have damage like this? Let’s talk

Shingle roof with broad areas of missing shingles and exposed underlayment — Roof damage
Missing shingles and exposed roof underlayment.

Fire-damaged exterior structure with charred roof framing and debris — Fire damage
Charred framing and damage around an exterior structure.

Collapsed metal panels and damaged chain-link fencing in a residential yard — Exterior damage
Collapsed metal panels and damaged fencing.

How it works

Clear guidance at every step.

Free Inspection
We visit your property at no cost, review your policy in detail, document every detail of the damage, and give you an honest assessment of what your claim is worth.
Claim Filing
We prepare and file a comprehensive claim backed by professional damage reports, engineering inspections, photos, and thorough documentation — so nothing gets missed.
Negotiation
Our adjusters go head-to-head with the insurance company, leveraging evidence and experience to push for the maximum settlement your policy supports.
Settlement
You receive your settlement. Our clients typically recover significantly more than the insurer’s initial offer. We only get paid when you do — no recovery, no fee.

Not sure you need a public adjuster? Find out →

Meet your advocate

Eddy D Gomez

Licensed Public Adjuster

Licensed by the State of Florida to represent homeowners and commercial property owners during the insurance claims process — never the insurance company.

Every type of property claim. One dedicated advocate who never works for the insurance company.

Coverage areaAll of Florida

Fee structureNo recovery, no fee

Claims handledHurricane · Water · Fire · Roof · Mold · Commercial

Adjuster license6-20 All-Lines · 3-20 Public Adjuster W549958 (Eddy D Gomez)

Firm licenseG084250 (Claim Remedy Adjusters)

Association memberships

Florida Association of Public Insurance Adjusters

AAPIA

American Association of Public Insurance Adjusters

National Association of Public Insurance Adjusters

Claim Remedy Adjusters maintains active membership with leading public-adjusting associations.

Why Claim Remedy?

Simple, transparent pricing.

Without a Public Adjuster

You negotiate alone against a team of insurance adjusters whose job is to minimize your payout. Most homeowners settle for a fraction.

Lowball offers

Homeowners often settle for a fraction of the claim's value

You handle paperwork alone
No damage documentation expertise
Insurance company sets the terms
Delays, denials, and lowball offers
Many homeowners recover less than they should

With Claim Remedy

Licensed Florida Public Adjusters in your corner. We handle everything from documentation to negotiation to settlement.

$0 upfront

No recovery, no fee

Full damage inspection & documentation
Professional claim filing & evidence
Direct negotiation with insurer
Settlements built on full documentation

Get My Free Claim Review

No recovery, no fee.

A 2010 Florida state study (OPPAGA Report 10-06) found that policyholders who used a public adjuster recovered substantially more on their claims, on average, than those who did not. Individual results vary by policy, coverage, and the facts of each claim — past results do not guarantee future outcomes.

Common questions

Everything you
need to know.

Get My Free Claim Review

No recovery, no fee.

Still not sure? See if you need a public adjuster

Choose the fastest way
to reach Claim Remedy.

Reach the Claim Remedy team directly and get clear guidance on the next step for your claim.

Message on WhatsApp

Start a free, pressure-free conversation

Call (305) 733-1670

Speak directly with the team

Email office@cradjusters.com

Send claim details, photos, or policy documents

Miami Lakes Office

7900 Oak Ln, Suite 400, Miami Lakes, FL 33016

Property damaged?We handle the insurance claim.

Get a free claim review