Straight answers about hiring a public adjuster in Florida.
A public adjuster is a licensed professional who represents the policyholder — not the insurance company — to document damage, prepare estimates, and negotiate your property insurance claim.
We typically work on a contingency basis: our fee is a percentage of the settlement we help you recover, so there is no large upfront retainer. Terms are explained clearly before you sign.
Timelines vary by damage type, carrier responsiveness, and whether the claim is disputed. Simple claims may move faster; complex losses can take longer. We keep you updated as milestones change.
Often yes. Many homeowners bring us in after an initial inspection or an offer that feels too low. The sooner we’re involved, the easier it is to protect your documentation and deadlines.
We serve Miami-Dade, Broward, Palm Beach, Monroe, and Collier counties from our Miami Lakes base. Contact us to confirm coverage for your property address.